Charlie was born in Southern CA and came to Northern Nevada at age 3. He graduated from Bishop Manogue High School and attended the University of Nevada Reno. He has worked in the insurance industry for over 28 years, establishing CK Insurance Consulting in 1994. He works with employers and individuals throughout the state of Nevada; his business extends to California and Arizona as well. He has served on many advisory boards and committees and enjoys helping his cliental very much.  In his free time, Charlie enjoys golfing and spending time with his family and friends.

Richelle graduated from the University of Nevada with a degree in Business. She is a licensed Agent with CK Insurance Services, Inc.
She specializes in individual and family health insurance, employer sponsored benefits, and supplemental products. She loves working with clients and strives to give them the best customer service possible. Richelle enjoys cooking, being involved in her local community, and spending time with her family and friends.